Risk: The Importance of Relationships

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Borrowing by SMEs represents $400 billion in debt that is growing at 6% a year. There are 170,000 SMEs who have at least $2 million in revenue and Read More

Risk: Return on Capital

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Borrowing by SMEs represents $400 billion in debt that is growing at 6% a year. There are 170,000 SMEs who have at least $2 million in revenue and Read More

Risk: Return of Capital

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Borrowing by SMEs represents $400 billion in debt that is growing at 6% a year. There are 170,000 SMEs who have at least $2 million in revenue and Read More

The Benefit of Debt

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Borrowing by SMEs represents $400 billion in debt that is growing at 6% a year. There are 170,000 SMEs who have at least $2 million in revenue and Read More

The Necessity of Debt

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Small business and family enterprises or SMEs represent $400 billion in debt, growing at 6% a year. There are 170,000 SMEs with revenue of at least $2 Read More

How SME Owners View Debt

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Borrowing by SMEs represents $400 billion in debt that is growing at 6% a year. There are 170,000 SMEs who have at least $2 million in revenue and Read More

Growing from Fintech to Thriver to Banks

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Small business and family enterprises or SMEs represent $400 billion in debt, growing at 6% a year. There are 170,000 SMEs with revenue of at least $2 Read More

Why is SME debt an attractive investment?

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Small business and family enterprises or SMEs represent $400 billion in debt, growing at 6% a year. There are 170,000 SMEs with revenue of at least $2 million Read More

What debt options do SMEs have?

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Small business and family enterprises or SMEs make up 99.8% of Australian businesses, representing $400 billion in debt that is growing at about 6% a year. There Read More

Why is it hard for SMEs to get money?

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. SMEs (or small business and family enterprises) are a big deal in Australia, making up 99.8% of businesses. RBA data shows that, across decades, obtaining finance from Read More

A Short Read About Debt for SMEs

Welcome to Thriver’s short reads about investing in SME debt and how the SME debt market works. You’ll read them faster than you finish your cup of coffee. Small business and family enterprises or SMEs are a big deal in Australia. ABS stats from June 2022 show that Small and Medium Sized businesses (SMEs) up Read More

It’s Never ‘Just’ a Personal Guarantee

What could you be risking to grow your business? If your business is growing and you’re looking for a working capital finance solution, you may be asked to provide a personal guarantee. It’s like walking on thin ice. A personal guarantee makes you personally responsible for the debts of the business if the business can’t pay Read More

Tick the Boxes to Worry-Free Business Finance

Use our insider’s guide If your business is growing and you’re looking for a working capital finance solution, there’s a number of options out there. But the wrong choice could cost you more than you think – even your business and your personal assets. To help you avoid the traps, we’ve put together this short Read More

Fix Your Upside Down Cash Flow

Get money flowing in, not out Western Australia’s economy is strong with growth being driven by the resources sector. Business confidence is at multiyear highs, according to Chamber of Commerce WA’s Business Confidence Survey. This is a time of opportunity for many WA businesses. In winning new work, businesses can find themselves paying for products Read More

Cashflow to Grow

WA presents a huge growth opportunity Western Australia’s economy is in a strong position with resources as the engine. Massive global infrastructure spending is driving demand for iron ore and decarbonisation is increasing demand for battery and other metals. In the midst of Covid in 2020, WA’s economy contracted just 0.2% as many advanced economies Read More